GENIKI PANELLADIKI Mutual Insurance Cooperative, with registered offices in Athens, 7 Voulis St., 10562, hereinafter referred to as the “Company”, created the website www.genikipanelladiki.gr, hereinafter referred to as the “website”, to provide information to the visitors/users, to promote and provide its services.
Terms and conditions for using this website:
Validity of terms and conditions
These terms and conditions of use may be amended in the future without any prior notice, by updating this post. However, this page will always contain the current terms and conditions of use for this website.
Company – visitor/user relation
The visitor/user agrees that there is no represented person- representative relation, any kind of cooperation or partnership, or/and an employment relationship between him and the Company, resulting from the use of the website by the visitor/user.
By accepting the terms and conditions of use, the visitor/user declares that he is an adult of 18 years or over, that he has received the necessary consent from his parents/guardians and that he will provide their personal details, if requested.
Minors are not allowed to visit the pages of this website, as, according to law, they are addressed solely to adults. If a minor voluntarily visits websites or uses the provided services in this website, which may be deemed inappropriate or harmful for them, their parents/guardians shall be deemed exclusively responsible and the Company shall bear no responsibility.
Disclaimer – Limitation of Company’s Liability
This website is available for use without the possibility of amendments or other interventions by uncertified visitors/users. Each visitor/user shall bear sole responsibility for the use of the present website.
While the Company shall make reasonable efforts to publish and display true and updated information at the website, the visitor/user shall accept the possibility of errors or omissions or misstatements in the content and the Company shall bear no responsibility. Furthermore, the Company is responsible to ensure the 24-hour operation of the website (on working and non-working days). However, the visitor/user acknowledges and accepts that the availability of the website may be reasonably and justifiably affected by the large number of users, incorrect typing by the user or malfunction of the user’s technical equipment, a network outage, a network delay or power outage, the need to maintain or update the website etc. The Company explicitly states, that it shall bear no responsibility for any damage caused to the visitor/user, in case of a website shut-down/malfunction. The Company may shut down (temporally or permanently) the website without prior notice to the visitors/users. The visitor/user accepts the aforementioned statement. The Company shall not be bound, nor does it guarantee the adequacy, accuracy or availability of the website’s content. The Company or any other party involved in the website’s creation, production or operation shall in no case, including the case of negligence, be liable to the visitor/user for any direct, incidental and consequential, or indirect damage, moral damage or penalty clause resulting from the use or the failure to use the data provided in this website or any other linked source.
The Company shall not be bound, nor does it guarantee the adequacy, accuracy or availability of the website’s content. The Company or any other party involved in the website’s creation, production or operation shall in no case, including the case of negligence, be liable to the visitor/user for any direct, incidental and consequential, or indirect damage, moral damage or penalty clause resulting from the use or the failure to use the data provided in this website or any other linked source.
The Company and its subsidiaries shall not be bound and shall disclaim all warranties/liabilities of merchantability or appropriateness of the services displayed in the website, for a particular purpose. The visitor’s/user’s decision to carry out transactions regarding the services presented in the website is at the user’s sole discretion and ability to properly evaluate the provided information and to decide freely, whether to carry out a transaction in this framework. In conclusion, the visitor/user agrees that he must evaluate the content and that he is solely responsible for his actions in relation to the use of the website.
Website security and maintenance
The Company shall not be bound, nor does it guarantee, explicitly or implicitly, the uninterrupted availability of the website and the absence of errors, nor that any errors may be resolved or that the website or its server will be free of viruses or other harmful elements.
The Company shall not be bound and shall bear no responsibility or liability for any damages or viruses that could possibly harm the visitor’s/user’s computer equipment or other property as a result from using the website, including accessing or browsing it or downloading any elements, data, texts, images, videos or audio material contained in it.
The Company shall not be bound, nor does it guarantee the correctness, accuracy and credibility of the website’s content.
The visitor/user is solely responsible for maintaining the integrity of the software and equipment, as well as for being protected against viruses.
This website may contain links (hyperlinks or advertisement banners) to other websites operated by third parties. Furthermore, some of the website’s content may belong to third parties (articles, data etc.). These third parties shall bear full (civil and criminal) liability for the safety, availability, legality, completeness and validity of their website and services content, excluding any liability of the Company owning the present website, such as the liability regarding intellectual and industrial property rights or any other third-party right.
The Company provides these links to facilitate the navigation of visitors/users. The Company states that it shall not be bound, nor does it guarantee, encourage or endorse the use of these links. The Company does not carry out any controls on third-party websites or their content, which are linked to this website. The Company does not support, fund, advise or accept any responsibility for theses websites and their content.
Intellectual Property Rights
The content of this website (indicatively: trademarks, logos, distinctive features, photographs, software, information, services/products names, texts and in general all the files), as well as the website itself, is the Company’s intellectual, commercial and industrial property, and it is protected by the relevant provisions of the Greek, Community and International Law. The visitor/user is not allowed to trade, copy, amend, reproduce, transmit, upload, distribute or in any way exploit the said content, in whole or in part. More specifically, the Company’s logos and the trademarks, as well as the texts and photographs shall not be used or reproduced without the Company’s prior written consent.
The visitors/users accept and agree that they shall use this website in a lawful and appropriate way, subject to the legislation on data transmission from Greece to EU Member States and third countries. As a result, the visitors/users, indicatively and not restrictively, agree that they shall not use this website to:
- Infringe the rights or offend the personality of third parties, especially minors.
- Transmit, publish, upload or gain access to content or material which:
- invades the privacy and infringes the individual and social rights of third parties in any way, especially containing any content deemed to be threatening, untrue, misleading, offensive, harassing, defamatory, vulgar, immoral, scandalous, pornographic or blasphemous. The Company shall be bound to cooperate with the public authorities and to comply with any relevant judicial decision or prosecutor act requesting or ordering the disclosure of the identity of any person who publishes or transmits such information and material.
- infringes any third party rights (such as intellectual or industrial property rights).
- is against the Law, morals and fair trade practices, or offends the personality of third parties.
- Mislead any person regarding the origin of this website’s content, damage the reputation of the Company or a third party in any manner, endanger the Company’s network security, prevent any visitor from accessing this website or any service in the Company’s network or bypass the Company’s authentication checks.
- Collect email addresses or other user details from the website via electronic or other means, in order to contact the users for commercial purposes without their consent.
- Transmit, save or make photographs of third parties publicly available without their consent.
- Place or forward, in any manner, any type of unsolicited or unauthorized ads, or spam messages, pyramid schemes and any other form of promotion of unwanted content, nor to install and promote ads without the Company’s written consent. Place or forward, in any manner, any type of unsolicited or unauthorized ads or spam messages, pyramid schemes and any other form of promotion of unwanted content, nor to install and promote ads without the Company’s written consent.
- Install, forward and/or provide content which contains computer viruses, or any other electronic code, files or programs designed to interfere in a way that may damage or limit the functionality of any software or telecommunications equipment or prevent other users from using this website or other websites linked to this one
It is expressly clarified that the use of this website by the visitor/user for advertising or publishing offers is forbidden.
Use of credentials
In order to access particular services or to connect to certain web pages, users may be asked to provide certain personal information in order to be granted the relevant access credentials. The aforementioned information must be accurate, true, complete and valid. Users shall be liable for any actions performed through the use of their access credentials and shall be obliged to promptly notify the Company of any unauthorized use thereof and of any identified or suspected security breach. This information shall not be disclosed by the Company to third parties under any circumstances.
The Company shall bear no responsibility for any loss or damage which incurred from any unauthorized or illegal use of the user credentials by third parties, except for certified users, as a result of leakage or any other reason.
Each visitor/user is solely responsible for ensuring the confidentiality of his credentials, as well as for any damage caused to him or the Company resulting from third party access to his credentials. The Company reserves the right to claim compensation from the visitor/user in case it sustains any loss or damage as a result of illegal or unauthorized use of the user credentials.
Reservation of Company’s rights
Disclosure of data to third parties is forbidden, unless the disclosure is permitted by law, contract or judicial decision. The personal nature of these data is protected. The visitor/user, by using the website, provides his explicit consent to the Company or/and its subsidiaries to keep, process and use these details and data. In any case, the visitor/user of the website has a right of access, objection and the right to be forgotten (deletion) regarding his personal data, and can demand their deletion, correction or change, after contacting the competent department of the Company in order to verify the record keeping of his personal files. The right of access or objection shall be exercised through a document sent to the Company’s correspondence address (GENIKI PANELLADIKI Mutual Insurance Cooperative, 7 Voulis St., Syntagma, 10562 Athens, or at the email firstname.lastname@example.org).
The Company may use session cookies to establish the identity of visitors/users. Session cookies are small code segments that are stored on the user’s computer. They have no access to any documents or files stored on the user’s computer, they don’t store any personal data and they are merely intended to facilitate the user’s access to particular services and (occasionally) for statistical purposes, in order to identify the geographic areas where the website’s services are useful or popular, or for marketing purposes. The visitor/user may disable session cookies, whether completely or for certain cases, by applying proper settings on his server. If such settings are applied, the visitor/user accepts that he shall have no further access to the related services.
Applicable Law – Jurisdiction – Forms of evidence
The present terms and conditions of use and any amendment thereto are governed by the Greek law. The Courts of Athens shall be competent to hear any dispute, which may arise under this contract.
The users may contact the Company in writing for any information, question or clarification regarding the website, at the Company’s address: GENIKI PANELLADIKI Mutual Insurance Company, 7 Voulis St., Sintagma, 10562 Athens, or at the email email@example.com.