About us


45 years of experience,
know-how and expertise
in bus insurance

In 1978, a small yet financially leading group of tourism companies implemented the vision of mutual insurance of their tourist coaches.

A mutual insurance cooperative was thus founded, whose members were eligible only if professionalism and solvency criteria were met.

The result of this initiative was the establishment of GENIKI PANELLADIKI, a sound, robust and specialized insurance company, operating in the legal form of a Mutual Insurance Cooperative, with its main activity being the insurance of buses.

A solid and sustainable growth path

Counting more than 6.500 insured vehicles and continuous profitability, along with a strong capital base and one of the highest solvency ratios of the Greek insurance market (amounting at 362% for the year 2022), GENIKI PANELLADIKI is a dynamic and constantly evolving organization which invests consistently in new technologies and in its workforce.

The innovative software applications and the online service platform available to its members and agents, along with the continuous support and high level of customer service, make GENIKI PANELLADIKI a leading company providing the most specialized services in its field.

The insurance covers offered, except from motor third party liability, include  the coverage of a wide spectrum of potential insurance risks such as fire, theft, natural phenomena, glass breakage, loss – destruction of baggage, road assistance, legal protection, etc.

Today, in addition to the company’s owned headquarters in Sintagma, Athens, GENIKI PANELLADIKI has a branch in Thessaloniki and a services office in Crete. Cooperates with more than 60 selected insurance intermediaries across Greece and has its own insurance agency, GP Agents SA, with the possibility of multi-level service to both its customers and its associated insurance agents.



3 reasons to choose us


For many years now, GENIKI PANELLADIKI is the leading expert in the field of tourist coach insurance, covering over 70% of the market total.

Instant service

Our years of experience and solid know-how, as well as our top software solutions increase our service speed and the automation of processes.


GENIKI PANELLADIKI is a company of high market prestige, operating for years as a shining standard of professionalism, transparency, trust-worthiness and reliability.




The Company begins providing specialized insurance solutions to tourist bus owners. Othonas Skourletis is elected to the position of Chairman of the Board of Directors.

Election of Chairman of the Board of Directors

Angelos Vasileiadis is elected to the position of Chairman of the Board of Directors.

Participation in the Mutual Insurance Cooperative

Participation in the PanHellenic Mutual Insurance Cooperative of Public Use Vehicle Owners LLP.

Election of chairman of the Board of Directors

Spyridonas Spiliotis is elected to the position of Chairman of the Board of Directors.

The base of insured members begins to expand.

New offices near Kaniggos Square.

Head offices are moved to 15 Veranzerou St., Kaniggos Square.

Insurance Intermediaries are integrated into the product distribution channels.

Commencement of the international program for reinsurance coverage


The Company emerges as a top choice in the insurance of tourist buses.

New owned offices

Purchase of head offices at 7 Voulis St., Sintagma.

Election of chairman of the Board of Directors

Theodoros – Vasileios Karamitros is elected to the position of Chairman of the Board of Directors. Integration into the Private Insurance Supervisory Committee (PISC).

Foundation of the Thessaloniki Branch

Specialized insurance solutions

The company begins providing specialized insurance solutions for other bus uses.

Foundation of office in West Crete

Foundation of the Customer Service Office in West Crete.

With focus on the future

Membership in the Hellenic Association of Insurance Companies (EAEE). Expansion of activities to new insurance sectors.

ISO 9001 : 2015 Certification

ISO 9001 : 2015 Certification for vehicle insurance for Cooperative Members by TUV Austria.

ISO 27001 : 2013 Certification

ISO 27001 : 2013 Certification for Information Security Management System (ISMS) by TUV Austria.



  • Creativity
  • Integrity
  • Social Responsibility
  • Team Spirit
  • Excellent Service to Policyholders – Members
  • Innovation
  • Specialization


The vision of GENIKI PANELLADIKI is to remain the top choice in its operation sector and to expand into new insurance sectors for its Policyholders – Members.


  • To operate responsibly, while respecting consumers and its Members
  • To provide high quality specialized insurance products and services
  • To enrich its insurance portfolio with new products
  • To create and maintain long-term working relationships with its Members


Balanced, healthy and profitable development of operations

GENIKI PANELLADIKI is a rapidly developing, constantly evolving organization and a top insurance company in its operation sector.

The Company’s Strategy focuses in the following areas:

  • Achieving balanced, healthy and profitable development of operations and strong capital adequacy
  • Expanding the insurance solutions offered, with a view to covering the insurance needs of its Members
  • Promoting the inclusion of its Members in the decision-making process


For 45 years GENIKI PANELLADIKI has been offering high level services with a sense of responsibility and respect towards society and the environment.

It conducts its business with transparency, integrity, reliability, innovation and professionalism, in compliance with and respecting basic labor principles, human rights and human decency, and it provides equal opportunities aiming at sustainable development, education, improvement of living standards and quality of living. By adhering to strategy, official procedures and policies, and by fully complying with the rules of the Insurance Sector, it responds to the challenges of our time and ensures that its activities are conducted smoothly, aiming at healthy and profitable growth.

In this context, GENIKI PANELLADIKI contributes to environmental protection and the prevention of pollution, by implementing environmental management standards. For several years, it has adopted practices such as recycling etc. Moreover, it has reduced the use of printing paper to a great extent, and mostly implements electronic archiving. At the same time the company organizes and participates in actions addressing environmental and social issues, such as collaborations with UNICEF, charitable donations, scholarships for students in higher education institutions etc.